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7 Expenses that deplete your retirement savings the quickest

July 7, 2025 No Comments

Expenses depleting your retirement savings

You’ve spent a significant amount of your life working and saving to supplement your retirement money. When you achieve that milestone, you want to be confident that your nest egg, which includes 401(k) contributions, traditional […]

Budget, Debt consolidation, Financial Independence, Financial Literacy, Investing, Retirement, Saving

We Should All Pay Attention to Debt, Income, and Investments

May 12, 2025 No Comments

You are the most qualified individual to manage your financial future when it comes to personal finance. Assume accountability for three main areas: investments, income and expenses, and debt. Ideas. Take charge of your debt […]

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It’s all about financial freedom.
This means you are not reliant on another person, a boss, or a vocation for your income.
Once your passive income meets your expenses, you may decide what you want to accomplish with your life and career. That is freedom.

I graduated with a diploma in Graphic design and fine arts in 2007. I now work as a Graphic designer.
I learned all I could about personal finance and calculated that I could become financially independent if I saved, earned, and invested enough. That's what I thought, at least

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