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Financial Independence, Financial Literacy, Saving

The science of saving and the significant financial push it can have

July 1, 2025 No Comments
The science of saving

Imagine being able to reduce your credit card debt, save more money, and feel more at ease about your retirement savings. No tricks. Just subtle strategies that help you keep to wise decisions. The perception […]

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Financial Independence, Financial Literacy, Investing

4 Wealth building rules

June 23, 2025 No Comments
Wealth building

Four wealth-building guidelines: live within your means, start investing early, save as much as you can, borrow as little as possible, and invest frequently at the lowest possible cost. Or become the next social media […]

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Financial Independence, Financial Literacy

4 indicators that you need a financial therapist

May 31, 2025 No Comments
financial therapist

A financial therapist can assist you in overcoming any mental obstacles that could be holding you back. However, how can you tell if you need one? Some introspection will be necessary for that. “Are you […]

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Financial Independence, Financial Literacy

Using Stories to Teach Personal Finance

May 28, 2025 No Comments
teaching finance through stories

People need to understand finance to succeed in the modern economy. However, consumers’ knowledge of personal finance has not kept up with the complexity of financial products. About half of a series of questions measuring […]

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Financial Independence, Financial Literacy, Spending

10 Services That the Poor Pay for But the Rich and Middle Class Don’t

May 26, 2025 No Comments
Services rates

The middle class and rich have financial buffers that allow them to avoid some expenses. People who are struggling financially frequently pay for services that others can simply avoid. Many of these costs are fundamental […]

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Budget, Financial Independence

12 Typical Financial Errors You’re Not Even Aware You’re Making

May 21, 2025 No Comments
Financial Errors

We could all benefit from some money-making advice. Optimising your money can help you achieve your goals, whether they include saving for retirement, paying off debt, or purchasing a home. However, financial errors can cause […]

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Financial Independence, Saving

Best high-yield savings interest rates today, May 11, 2025 (best accounts pay 4.36% APY).

May 13, 2025 No Comments
high yield savings rates

Find out how much you may make with today’s savings rates. The Federal Reserve dropped its target rate three times in late 2024, lowering savings interest rates from their historic highs. When shopping for a […]

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Budget, Debt consolidation, Financial Independence, Financial Literacy, Investing, Retirement, Saving

We Should All Pay Attention to Debt, Income, and Investments

May 12, 2025 No Comments
credit card debt payoff strategy

You are the most qualified individual to manage your financial future when it comes to personal finance. Assume accountability for three main areas: investments, income and expenses, and debt. Ideas. Take charge of your debt […]

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Budget, Financial Independence, Spending

How many customers are bracing for a downturn in the economy? No buy, low buy, slow buy

May 10, 2025 No Comments
No buy challenge

Since inflation first started to rise in 2021, Americans have been concerned about their ability to maintain their quality of living. Many people are willing to take action in response to the resurgence of cost […]

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Financial Independence, Saving, Spending

5 Financial Wellness Tips to Save You Stress in This Economy

May 9, 2025 No Comments
Financial Wellness Tips

It’s not surprising if you’ve been experiencing increased anxiety lately. There’s a lot of chatter about the dreaded R-word: recession. The stock market has had some particularly bad days recently, and tariff-induced trade conflicts have […]

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About me

It’s all about financial freedom.
This means you are not reliant on another person, a boss, or a vocation for your income.
Once your passive income meets your expenses, you may decide what you want to accomplish with your life and career. That is freedom.

I graduated with a diploma in Graphic design and fine arts in 2007. I now work as a Graphic designer.
I learned all I could about personal finance and calculated that I could become financially independent if I saved, earned, and invested enough. That's what I thought, at least

Welcome to my Workshop

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Latest Posts

  • July 1, 2025
    The science of saving

    The science of saving and the significant financial push it can have

  • June 24, 2025
    Investment Mistakes

    5 Typical Investment Portfolio Errors to avoid and How to Prevent Them

  • June 23, 2025
    Wealth building

    4 Wealth building rules

  • May 31, 2025
    financial therapist

    4 indicators that you need a financial therapist

Most Viewed Posts

  • The Psychology Of Money (1,159)
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  • Best high-yield savings interest rates today, May 11, 2025 (best accounts pay 4.36% APY). (99)
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  • 8 personal finance strategies to help digital nomads flourish on less. (92)

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